Welcome to Blue Moon  
You are not Logged in! Log in here.

Insurance Section:

Mortgage Protection .

Mortgage Protection

Here at Blue Moon, we prefer to give sound, unbiased advice. We base this advice on our years of working in the industry and your current needs. We keep our finger on the pulse of the insurance industry and like to keep our clients fully aware of any changes that may affect them. Did you know.......?

Everyone knows what happens when you dont pay your mortgage - you lose your house. What if you were to lose your main income through redundancy or even suffer from a critical illness and be off work for an untold period of time? Its surprising how often this happens and it can cause real strain on any family when their main source of income has been stopped. So, what can you do about it? Well, there are a couple of options here.

Firstly, you can cover your mortgage with some form of life assurance. This means that in the event of your death, a lump sum will be paid and allow your mortgage to be paid off. Your family can then remain in your family home without the added stress of worrying about how to pay the mortgage.

Secondly, you can insure your income. This is a way of insuring your income should anything happen to you or your job and as long as your insurance is adequate and fits your situation, you will be paid out and this can cover your monthly outgoings for as long as the cover is due to run. This way does not pay off your mortgage in a lump sum, but allows you to pay your mortgage on time.

According to the industry, 'Mortgage Protection' actually refers to a type of Life Assurance that reduces the amount you will be paid out as the outstanding balance on your motgage reduces over the life of your mortgage. This means that throughout the life of the policy, you are paying just to cover your mortgage. As the balance of the mortgage gets lower, so does the amount of cover you have. At Blue Moon, we dont necessarily believe this is the best cover option available to you as there are other ways in which we can ensure you are covered. If you would like to discuss the options available to you, the costs involved and even the different types of policy available, please do not hesitate to get in touch with our experienced and friendly advisers.

For a no obligation insurance quote simply give one of our advisers a call, free, on 08000 11 20 21. Or alternatively, please browse our site for more information on the various types of insurance we can provide. If what you want is not listed below, please call our friendly advisers who can guide you through the complicated world of Insurance.


Get in touch
We have friendly, qualified and experienced advisers on hand to help guide you through anything, from your first mortgage to insuring your family against the worst. You can call, email or even use Skype...Comment

Is your home covered?
At Blue Moon Insurance, we are a Whole of Market broker and have the ability to find you the best deal. We can also ensure you get the right policy, to ensure, should the worst happen, you are fully covered...Comment

About Us
At Blue Moon we are committed to ensuring the best deal for you, as well as the right policy. We invest in the latest software and staff training to ensure we are always up to date with the latest deals...Comment