The definition of a First Time buyer is someone who has never owned their own home before although some lenders will class someone who hasn’t owned a property for a few months as a first time buyer. Buying
your first home can be exciting but scary and you’ll probably get lots of well-meaning advice from well-meaning people. Finding the right mortgage
for you right at the beginning and putting the right planning in place can make a huge difference to your future so it is important to get professional advice from an independent adviser with access to the whole mortgage
market and the expertise to answer all your questions without jargon.